Check my credit file

Check your credit file today.

Purchase a Comprehensive Report Online for £18.95 and we will give you a year’s Identity Theft insurance cover, worth £12.50, for free.
"checkmyfile.com offers the most exhaustive credit check and presents it in a very comprehensive way" – not our words, but as reported in The Times on 12 May 2004.

This is the service you need if you want to improve your credit standing, or find out why you have been declined credit. The search provides information against your current address and any previous addresses linked to that address. We provide independent advice and explanations, written in clear plain English.

It also includes details of your Electoral Roll information, Court records, searches made against you, the impact of your postcode on your rating, any mortgage problems, any fraud or gone away warnings and notices of correction.

The service shows how you have conducted your credit card accounts, bank loans, car finance, mail order, mobile phone accounts, and sometimes even your mortgage or current accounts over the last six years, whether closed or still open, together with all balances, limits, and, if appropriate, late payments and defaults.
We even provide you with a list of lenders who we match to your full credit file rating, so you can see whether you can access cheaper credit cards or loan finance.

You can choose which of two credit agencies you wish to search. Prices depend on the agency you choose to search and whether this is a first time purchase or a second purchase.

Prices for our credit reports, all of which include your credit score, start at just £7.95, the cheapest on the Internet. There are also no extra charges for your credit score, credit rating or our credit report comparison services.