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AA Loans

Apply for your AA loan today.

  • A straightforward low-rate personal loan.
  • Borrow up to £25,000 at our exclusive online rate
  • Choose fixed monthly repayments between 1 and 7 years Funds can be transferred to your chosen bank account*
  • Apply online and get a decision in minutes
  • Secure online application
  • A choice of loan payment protection options to suit you
  • Enjoy a 3-month repayment holiday before your first payment**
  • Apply online 24 hours a day, 7 days a week, 365 days a year

Funds delivery
*Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer.

**Interest accrues during repayment holiday.

APR and repayment details are correct at the time of the site going live. Rates apply to Internet applications only and cannot be used in conjunction with any other offer. Certain purposes of loan may be excluded or have limited repayment periods, please ring for details. You may be offered a different rate depending on your personal circumstances, our credit assessment procedure and other related factors. Rates range from 5.8% APR to 19.8% APR. Minimum loan amount available is £1,000.

Representative rate bands:

£1,000 to £2,999 – 14.8% APR
£3,000 to £4,999 – 10.8% APR
£5,000 to £25,000 – 5.8% APR

We've set a 10-minute limit on each page as an additional personal security measure.

AA Loans are provided or arranged, subject to status including permanent employment, by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. You must be at least 18 and a UK resident (excluding Northern Ireland, the Channel Islands and the Isle of Man) to apply. This website is operated by Automobile Association Developments Limited (AADL). AADL is an appointed representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority. AADL registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England number 1878835

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